If you’re looking to maximize your potential for good returns, you should take advantage of investment management services.

Even if you believe you have a solid strategy in place, investment management services can help you take your approach a step further. You can’t prepare for every possibility, but expert assistance can guide you toward the options that are most suitable for your specific goals.

Making sense of the market can be a challenge, and investing money without a clear idea of what you’re trying to achieve can be a big — and costly — mistake. An effective investment strategy involves thorough research, as well as elements of financial planning. If you take the right steps, you could build toward your goals while also working to remain financially secure.

Q: What Exactly Is a Stock?

A: Simply put, a stock is a share in a company’s ownership. More stock translates to more ownership, which increases the claim you have on what the company earns. As an owner of stock, you can receive your share of the company’s earnings. You can also sell your stocks for a profit if they go up in value after you purchase them.

Q: Can’t I Just Use Indexing as My Investing Strategy?

A: Index funds typically offer lower management fees. However, the reduced expenses do not translate to less risk. Owning an index might offer chances at more potential stock increases, but this also comes along with its fair share of volatility.

If you are seeking to invest in an investment that is trying to match the returns of the market, indexing might be the right option for you. On the other hand, if you want to minimize your risk and pursue a diverse array of investments that strive to bring you returns, your financial planning provider can steer you in the right direction.

Q: Are the Fees Associated with Investing Avoidable?

A: Unfortunately, like with most things, investing comes with costs that you can’t avoid. What you can avoid is the practice of spending money on fees for opportunities that aren’t worth the price. Investment management as provided by knowledgeable, reliable professionals can help you seek out ways of minimizing costs.

However, more important is using that knowledge and experience to pinpoint the places where the payoff is worth the asking price. You might not be able to identify all the investments that will provide returns that harmonize with your goals. Luckily, your financial planner will be able to match your investments to your desired results. They will also help you take steps toward strategies for your current and future financial concerns.

Q: Would I Be Surrendering My Freedom with an Investment Manager?

A: At Cornerstone Financial Management, LLC, we manage investments for our clients at many different levels. If you enlist our services, you can rest assured we will handle your investments in whichever fashion you prefer. We will keep you informed of your options and will guide and educate you on anything that seems unclear. Once we’re on the same page, we will assess your situation and goals before making a recommendation. At the end of the day, your preferences are most important, and we will do our best to proceed with your finances in the way with which you are most comfortable.

If you’re looking for investment management services that will help you minimize your risks while working towards your goals, don’t delay! Contact us online for more information, or give us a call at 803.462.4396 today.


Financial freedom begins with a recognition. It is then followed by a decision to leave where you are in pursuit of where you want to be.

Bob Deaton, CFP, CMFC

It isn’t how much money I’m making that will determine my financial success. Rather it is how much I’m keeping and how hard it is working for me.

Jay Brown

If we are planning for our future, we have to begin with the present. If we don’t identify our starting point, we will not have a direction to walk towards.

Ken Calcutt, CMFC

In the pursuit of our financial goals, we must be willing to adjust our strategies.

Robert Templeton, CKA, CRPS, CMFC