homePension vs. Lump Sum Payout Calculator

Pension vs. Lump Sum Payout Calculator

Use this calculator to compare the results of getting a lump sum payout instead of a guaranteed monthly pension for life. Find out what the required annual rate of return required would be for your pension plan options. Choose from pensions that are for a single life, Joint and survivor or a life with 10 years certain.

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For more information about these financial calculators please visit: Financial Calculators from KJE Computer Solutions, Inc.

Cornerstone Financial Management, LLC
2000 Center Point Rd. Suite 2220
Columbia, SC 29210

Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Financial freedom begins with a recognition. It is then followed by a decision to leave where you are in pursuit of where you want to be.
Bob Deaton, CFP, CMFC

It isn’t how much money I’m making that will determine my financial success. Rather it is how much I’m keeping and how hard it is working for me.
Jay Brown

If we are planning for our future, we have to begin with the present. If we don’t identify our starting point, we will not have a direction to walk towards.
Ken Calcutt, CMFC

In the pursuit of our financial goals, we must be willing to adjust our strategies.
Robert Templeton, CKA, CRPS, CMFC