Our Process:

01

Clarify Your Goals and Risk Tolerance

We begin by understanding if you’re investing for retirement, legacy, income, or growth.

02

Build a Customized Portfolio

Your portfolio is constructed to reflect your priorities and preferences, while staying grounded in evidence-based principles.

03

Manage and Monitor

We provide ongoing monitoring, rebalancing, and transparent reporting so your strategy stays aligned and informed.

Who It’s For:

This service is ideal for individuals and families who want a trusted partner to manage their investments with care, clarity, and a long-term perspective.

Why It Matters:

Many people invest without a clear strategy by reacting to markets, chasing performance, or relying on outdated allocations. Over time, this can lead to missed opportunities, hidden risk, or unnecessary taxes. At Cornerstone, we believe in disciplined, evidence-based investing that serves your real-life goals. As fiduciary advisors, we don’t sell products or chase trends we build portfolios that reflect your plan, your purpose, and your peace of mind.

Frequently Asked Questions

Can I choose my own investments?

Yes, we can incorporate your personal preferences into your investment portfolio.

Do you manage investments directly?

Yes, we provide discretionary portfolio management as part of our advisory services.

Schedule Your Discovery

Bring clarity and purpose to your investment strategy.

Investing Should Feel Intentional,
Not Intimidating

Cornerstone Financial offers investment management services in Columbia, SC that align your assets with your vision for the future and help you stay confidently on course.

What Our Clients Say

“Ken Calcutt with Cornerstone Financial Management has handled my company's Simple IRA's for many years and handles our Roth IRA Accounts. He is also a "Dave Ramsey" certified financial planner. I have worked with Ken for many years and my experience has been that he consistently provides solid advice that can be trusted. I enjoy working with him.”

- Jeff Stallings

“The word Trustworthy is what comes to mind. Jay walked us through all of our investment options and is extremely knowledgeable. We have met many advisors in the past and Jay definitely stands out from the crowd.”

- Dr. Joe Messina

“Our family has been working with Ken for the last 2 years and he is wonderful trust worthy advisor. He set up our kids accounts and answered all of our questions. Highly recommend!”

- Christie

“Robert is the extremely thorough and knowledgeable with the ability to make complicated financial information easy to understand. He is able to understand businesses and refines their approach to best suit the company's needs. My husband and I both really enjoy learning from him.”

- Shantal

“Ken Calcutt and his team are wonderful to work with. They are very friendly, professional and great listeners. My husband and I have enjoyed getting to know them and getting their help and advice throughout the years. We would highly recommend them to anyone.”

- Polly G

“I'm a local real estate broker, and Dave Ramsey Endorsed Local Provider. I would refer any of my clients to Ken and Jay at Cornerstone Financial Management for the pure fact that they are educators at heart and not salesmen. They have your best interest with your investments and will be up front and honest. I know first hand since they manage my Mom's retirement, and if they did not, she would probably be living with me. Thank goodness! And of course they are also and Endorsed Local Provide from Dave Ramsey."

- Jesse Grote