Our Process:

01

Clarify Your Vision

We begin with your ideal timeline, transition preferences, and post-exit goals.

02

Build a Succession Strategy

We create a financial roadmap for transition, including buy-sell agreements, valuation guidance, and contingency planning.

03

Execute and Adjust

We help implement the plan while adjusting as market conditions and business goals evolve.

Who It’s For:

Owners preparing to exit their business in the next 3–10 years, or those wanting to protect against unexpected transitions.

Why It Matters:

Too many owners wait until it’s too late to plan for succession. This can lead to undervalued sales, family tension, or financial strain. A well-structured succession plan preserves your legacy, prepares your successors, and helps you transition into your next chapter with confidence. With Cornerstone by your side, you don’t just exit your business, you complete your journey with purpose.

Frequently Asked Questions

When should I start succession planning?

Ideally, 3–10 years before your intended exit. Starting early gives you more control and options.

What happens if I’m not ready to sell?

We build in contingency plans and risk-management strategies to help your income plan remain resilient.

How do you work with my CPA or attorney?

It’s possible, and we’ll help you assess your options honestly and create a plan that reflects where you are now.

Schedule Your Discovery

Start building your succession plan today.

Plan Your Exit, Protect Your Legacy

 

Cornerstone Financial provides business succession planning in Columbia, SC to help owners exit with clarity, confidence, and a strategy that honors their hard work.

What Our Clients Say

“Ken Calcutt with Cornerstone Financial Management has handled my company's Simple IRA's for many years and handles our Roth IRA Accounts. He is also a "Dave Ramsey" certified financial planner. I have worked with Ken for many years and my experience has been that he consistently provides solid advice that can be trusted. I enjoy working with him.”

- Jeff Stallings

“Our family has been working with Ken for the last 2 years and he is wonderful trust worthy advisor. He set up our kids accounts and answered all of our questions. Highly recommend!”

- Christie

“Ken Calcutt and his team are wonderful to work with. They are very friendly, professional and great listeners. My husband and I have enjoyed getting to know them and getting their help and advice throughout the years. We would highly recommend them to anyone.”

- Polly G

“The word Trustworthy is what comes to mind. Jay walked us through all of our investment options and is extremely knowledgeable. We have met many advisors in the past and Jay definitely stands out from the crowd.”

- Dr. Joe Messina

“Robert is the extremely thorough and knowledgeable with the ability to make complicated financial information easy to understand. He is able to understand businesses and refines their approach to best suit the company's needs. My husband and I both really enjoy learning from him.”

- Shantal

“I'm a local real estate broker, and Dave Ramsey Endorsed Local Provider. I would refer any of my clients to Ken and Jay at Cornerstone Financial Management for the pure fact that they are educators at heart and not salesmen. They have your best interest with your investments and will be up front and honest. I know first hand since they manage my Mom's retirement, and if they did not, she would probably be living with me. Thank goodness! And of course they are also and Endorsed Local Provide from Dave Ramsey."

- Jesse Grote