Our Process:

01

Map Your Full Financial Picture

We begin with a discovery meeting to understand where you are and what you value most.

02

Create an Integrated Strategy

We build a coordinated plan across investments, insurance, estate, and more.

03

Review and Adjust as Life Changes

Ongoing support keeps your plan relevant through every season.

Schedule Your Discovery

Who It’s For:

Entrepreneurs and business owners who want to create sustainable success and ensure their business supports their broader financial life.

Explore Our Business Services:

Business Retirement Plan Management

Design and manage a retirement plan that strengthens your team and meets your fiduciary responsibilities with confidence.
Business Succession Planning

Create a structured exit strategy that preserves your business’s value and supports a smooth transition into your next chapter.

Frequently Asked Questions

How do you coordinate personal and business planning?

We look at your full financial picture, not just your business or personal life in isolation. Whether it's preparing for a business exit or setting up a retirement plan, we help ensure every decision supports both your long-term goals and your day-to-day needs.

What’s involved in succession planning?

Succession planning starts with understanding your goals. From there, we help you build a clear, actionable strategy that may include business valuation guidance, tax and legal coordination, contingency planning, and ownership transfer options.

Schedule Your Discovery

Take the first step toward clarity, confidence, and a strategy that actually fits your life.

Build Value in Your Business and Beyond

 

Cornerstone Financial helps business owners in Columbia, SC make confident, strategic decisions with financial planning designed for both business and life.

What Our Clients Say

“Robert is the extremely thorough and knowledgeable with the ability to make complicated financial information easy to understand. He is able to understand businesses and refines their approach to best suit the company's needs. My husband and I both really enjoy learning from him.”

- Shantal

“Ken Calcutt with Cornerstone Financial Management has handled my company's Simple IRA's for many years and handles our Roth IRA Accounts. He is also a "Dave Ramsey" certified financial planner. I have worked with Ken for many years and my experience has been that he consistently provides solid advice that can be trusted. I enjoy working with him.”

- Jeff Stallings

“Our family has been working with Ken for the last 2 years and he is wonderful trust worthy advisor. He set up our kids accounts and answered all of our questions. Highly recommend!”

- Christie

“Ken Calcutt and his team are wonderful to work with. They are very friendly, professional and great listeners. My husband and I have enjoyed getting to know them and getting their help and advice throughout the years. We would highly recommend them to anyone.”

- Polly G

“The word Trustworthy is what comes to mind. Jay walked us through all of our investment options and is extremely knowledgeable. We have met many advisors in the past and Jay definitely stands out from the crowd.”

- Dr. Joe Messina

“I'm a local real estate broker, and Dave Ramsey Endorsed Local Provider. I would refer any of my clients to Ken and Jay at Cornerstone Financial Management for the pure fact that they are educators at heart and not salesmen. They have your best interest with your investments and will be up front and honest. I know first hand since they manage my Mom's retirement, and if they did not, she would probably be living with me. Thank goodness! And of course they are also and Endorsed Local Provide from Dave Ramsey."

- Jesse Grote